By Bear State Bank

Financial Tips

Mama Bears. Part 5

One of the many reasons I want my kids to understand money, appreciate what it can and can’t do, and know how to manage it has more to do with character than counting dollars and cents. At some point, most of us have met someone who is seemingly obsessed with fancy things, trips, labels and financial status symbols, and we came away from that meeting hoping to never, ever let our kids become materialistic monsters.

Till Debt Do Us Part. Part 5.

Part of what attracted me to the man I married 18 years ago was how much we had in common. In so many ways, we were a LOT alike. When it comes to marriage, sometimes financial opposites attract. Find out how to make the most of your life with a constant spender, or compulsive saver.

Till Debt Do Us Part. Part 4.

Right now, in homes across the country, there are dirty little secrets stashed in shopping bags in the trunks of cars. Some are tucked away behind storage boxes in the garage or lurking under the bed.

Mama Bears. Part 4

Like most parents, I have a few control issues. When it comes to money mistakes, sometimes the best thing parents can do is let our kids mess up – especially when they’re young and the consequences aren’t critical. “Your children are going to learn some hard lessons when it comes to money. They are going to make some bad decisions, maybe some really bad decisions. But that’s okay.”

Mama Bears. Part 3.

Kids are quick to ask questions, and they don’t shy away from the tough ones: Why is the sky blue? What happens after we die? How did a baby get into her tummy? Parenting books and stories from fellow parents help us anticipate those questions and think about how and when we want to answer them. But many of us are caught off guard when our kids ask about money.

Till Debt Do Us Part. Part 3.

Our grandparents’ generation used to joke about being attached to a “ball and chain” once they got married. For today’s couples, that heavy “ball and chain” is likely to come in the form of debt that one or both people brought into the marriage.

Meet the ITM. It’s Like an ATM with a Smart Mouth.

Think of ITMs as the next generation of ATMs, only better. As the name suggests, ITMs offer you the option of actually interacting with a live teller via a video screen. Bear State Bank has three currently in use and plans to roll out more in the future.

Mama Bears. Part 2

I admit it. I’m a worrier. It applies to nearly all aspects of my parenting but particularly to teaching our three kids what they need to know about money. I worry that I’ve screwed it up already or that I’m actively screwing it up now.

Till Debt Do Us Part. Part 2

Marriage is about coming together – two minds, hearts, souls. But it’s not just the warm and fuzzy stuff fusing together. Marriage also involves a co-mingling of money, and that’s where things often go from romantic hearts and flowers to dreadful dollars and cents.

Your Computer Has Been Locked!

Any victim of ransomware will recognize these five words. It’s often accompanied by a fake FBI or police logo and a threat of a prison term of “four to twelve years” if the victim doesn’t pay a sum to unlock the PC. The threat of imprisonment is obviously a fake, but the inability to access one’s computer files is real.

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